In order not to fall victim to internet fraudsters, you have to read this information on how to stay safe.
It is no longer news that ‘scams are real’ and ‘scammers exist’, they
are humans like us and they are apparently in every corner of the
world.
Down the memory lane, the term “yahoo” was localized in Nigeria in the early 2000s as the name for ‘internet fraud’.
While the internet has made it simple for us as humans to connect easily, the simplicity has brought in bigger challenges.
The internet offers us a wide range of benefits but sadly, internet
fraudsters devise clever plans to defraud millions of people every day.
Online fraud and scams operate under many different disguises and go
by many names such as yahoo-yahoo, cyber-crime, internet fraud, online
crime, e-crime.
Here are a few facts about online scammers:
1. They are very patient strategically looking for a perfect time to strike.
2. Older women are usually the ‘chief target’ for scammers.
3. These scammers are usually too quick in trying to convince you about his or her identity backing it up with fake ‘proof’
4. In Nigeria, scammers who are usually referred to as ‘Yahoo boys’,
make use of voodoo or traditional powers called ‘Yahoo Plus’ or ‘Yahoo
Plus Plus’.
5. The most common type of ‘Yahoo Plus’ or ‘Yahoo Plus Plus’ is ‘do
as I say’ which means you’ll be manipulated to give in to their demands,
and only come to your senses to realize the errors after you’ve been
defrauded.
6. Everyone is potential target for scammers and they are getting
increasingly sophisticated in their attempts to get your money.
7. Examples of the scam used by internet fraudsters are; Job offer
scams, lottery scams, beneficiary scams, online dating scams, charity
fraud scams e.t.c.
So to avoid being scammed by these fraudsters via the aforementioned means above, here are few tips to eliminate the risk:
1. Spot/Detect Imposter
Scammers often pretend to be someone you trust; a family member or a
company you do business with. Don’t send money or give out personal
information in response to an unexpected request.
2. Be ‘Red Alert’ To The Fact That Scams Exist
When dealing with uninvited contacts from people or businesses,
whether it’s over the phone/mail/social networking site, always consider
the possibility that the approach may be a scam.
3. Know Who You’re Dealing With
If you’ve only ever met someone online or are unsure of the legitimacy of a business, take some time to do a bit more research.
If a message or email comes from a friend and it seems unusual or out of character for them, contact your friend directly.
4. Do Not Open Suspicious Texts, Pop-Up Windows Or Click On Links
Be careful not to click on spammed links which could lead to compromising your personal details.
5. Keep Your Personal Details Secure
It is necessary to advice that you keep your passwords and pin
numbers secured. Be very careful about how much personal information you
share on social media sites.
6. Review Your Privacy Settings On Social Media
If you use social networking sites, such as Facebook, be careful who
you connect with and learn how to use your privacy and security settings
to ensure you stay safe.
7. Be Extremely Cautious When Dealing With Anyone You’ve Met Online
Scammers use dating websites, social media, and many other sites to
reach potential targets. They can quickly feel like a friend or even a
romantic partner, but that is part of the tactics to get you to trust
them.
8. Don’t Be Pressured To Act Immediately
Scammers typically try to make you think there’s a limited time
offer. They want to push you into action before you have time to think,
it’s never a good idea to make an important decision quickly.
9. Fake Social Media Profiles
Some scammers create fake profiles and send you a friend request or
message. If you respond, they then send you offers to make quick money
or invest, or ask for money to help them with trouble they are having.
They could also gain access to your personal information and steal your identity.
10. Text Message To Update Your Bank Verification Number
If you get a text message on your cell phone from your bank saying
“there’s been a problem with your bank verification number (BVN), and
you need to call right away with some account information”, the truth is
your supposed “bank” is a scammer hoping you will reveal your account
information.
Source: TheNation
